Posts tagged ‘women’

My Monkey Mind

I once attended a weekend retreat for woman.  It was held in a wonderful and rustic meeting place in the Rocky Mountains, outside Colorado Springs. The goal was to spend some time in an environment which would force us out of the big city and free our minds. Easier said than done.

Our group leader was not only an ordained minister, but also a wife, mother, church leader, and highly extroverted woman, who was in demand throughout the country (and later overseas) as a speaker.  Just like us, her thoughts were often still back at home, or work, or with family, or somewhere else which stood in our way of truly retreating and growing spiritually. She taught us about the concept of “monkey mind”.  We all laughed when she described this unfocused and sometimes compulsive mental process.   Monkey mind seemed like a perfect description!

monkeysI don’t remember her exact words, but they were similar to those in a HuffingtonPost article which credits Buddha as describing the human mind as being filled with drunken monkeys, jumping around, screeching, chattering, carrying on endlessly.

We all have monkey minds  Personally I find my monkey mind to be powerful when writing and creating concepts.  That jumping around allows me to link different parts of my life, education, and experiences and create a useful chain.  However, my monkey mind is a negative influence when it fills up too much space in my mind and steals away my spirit while spinning me into circular cycle of tasks, tasks, tasks, and more tasks.

We live in a sound bite world.  Blogging is often most effective when it features sound bite pieces of useful information.   So, I am going to periodically make postings under the title of “My Monkey Mind” to share some of the short and random thoughts from my monkey mind about financial management, women and money, and the topics in the Financial Freedom Party for Women.

Until next time.

Debra J. Hadsall

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Parties and Finance…and Wills?

I have a long-time friend who will be referred by her initials, LKC. 

LKC was the first hostess of a Financial Freedom Party for Women.  We also refer to it as FFP.

I loved it when she experienced a FFP  and said the only thing she didn’t like was the fact that there weren’t enough women there.  She wanted more women to learn, have fun, and gain confidence in their personal financial management.  The topics of life insurance, long-term care insurance, investing, debt, income management, budgeting, end- of- life documents, goal setting ,and other financial management topics just didn’t seem so boring when shared with other women in a warm friendly environment.

Knowing how much I believe in the power of women learning and supporting each other, she emailed me an article.  It is titled “From Grief Comes A Mission To Make Estate Planning Less Daunting”  I hope you will take a moment and read it.  Just click here to learn more.

More to come later about the important and often emotional subject of end-of-life documents, including wills.


Spending Habits, My Book Story

I have a Kindle.

I love my Kindle.  However, on occasion I am conflicted by my commitment to not buy any books, and my desire to use my Kindle.  Yes, there are free offerings for Kindle and I appreciate the books I have downloaded for free.  However, about eight years ago I decided I was addicted to buying and reading books.  I preferred to read three or four at a time.  Some were novels, lots were about women  and our lives, and the majority were business books.  My husband would add to our growing collection with his paperback westerns, science fiction, and mystery books.  We had to build shelves to create places to put our books.  After moving them from one place to another it became apparent this habit was EXPENSIVE and it was time to change it. 

 Richard J. Foster writes, “Reject anything that is producing an addiction in you.”  It was time to face reality. I was addicted. I made a conscious decision to purchase no..zero.zippo..books, at least until I was in control of this book thing, and it wasn’t in control of me.  With the help of my book club friends, I learned to rely on library books (we had an awesome library in Aurora, Colorado and now in Port Isabel, Texas), borrow books from friends (I am a very fast reader), and most importantly, to do without.  No more grabbing a book at Wal-Mart on the way to the checkout counter. There have been a couple of times when I had a book in my hand and I coached myself back to the book section to return it.  My trips to those wonderful  book stores which smell like coffee  had become my second home  Now they are places to visit books, not to buy them.  The few books I purchased were for business research.  I often share my books  with clients, hoping the book would return.  Not always true.  Every time I wanted to use my Robert Kiyosaki Cash Flow Quadrant book, I would find myself going to bargain book sellers because I had given my copies away. 

Only after being “clean” for a couple of years, did I allow myself to purchase a few selected books, usually used!   Our supply of books was carefully sorted and sent off to new homes through the church bazaar or the local ARC thrift shop.  The money I saved was significant, probably about $1500-$2000 a year.  My life still went on.  More to come next time.   Debra

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