A PLACE TO LEARN THE BASICS OF FINANCIAL MANAGEMENT – BY WOMEN FOR WOMEN

Posts tagged ‘403b’

New Year, New Chance to Increase Retirement Contribution$$$

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When I was a financial advisor, I learned that the time between Thanksgiving and January 1st was going to be a slow time for me in terms of working with new clients.  Yes, existing clients were often on vacation and using that time to catch up with me and to check in about their accounts and plans.  The rest of the world seemed to be waiting until the first of the new year to really think about their goals, dreams, and how their finances could be changed or improved to meet them.

Every year about this time I would print out a new list which showed the maximum contributions allowed in various types of retirement accounts.  In reality, most people don’t contribute the maximum and often they just look at the list and give up.  So, just  remember, these are the maximums.  You can contribute less and work towards your goals.

To see the list for  2014, please click here.  Good information to know and to discuss with your advisor or with the person who is knowledgeable about your company or organizational retirement plans.

Please share with others.  As I often say, don’t always assume everyone knows what you know or takes the time to access

Until next time.

Debra Hadsall

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