A PLACE TO LEARN THE BASICS OF FINANCIAL MANAGEMENT – BY WOMEN FOR WOMEN

Archive for the ‘Financial Freedom Party for Women’ Category

Gender Lens Investing

lensfunny

Have you heard about gender lens investing?  I must admit that it is something I am just learning about.  So, let’s learn together.

To me, the two words gender lens create a vision of looking through the lens and seeing  the world through  adjustments. The lens is a filter which symbolically contains all our personal prejudices and experiences along with those we have acquired as the result of the norms and rules of society.

I googled the term “gender lens “to see what the experts say.  Interestingly enough, there were not pages and pages of quick definitions, most were quite clinical.  So I am going with the one from Wikipedia which is simple and concisely states what the long detailed articles and papers take paragraphs to explain.  It says:

What is a Gender Lens?

Think of a gender lens as putting on spectacles. Out of one lens of the spectacles, you see the participation, needs and realities of women. Out of the other lens, you see the participation, needs and realities of men. Your sight or vision is the combination of what each eye sees.

Gender is about relationships between men and women. Gender equality is about equal valuing of women and men – of their similarities and their differences. We need equal, respectful partnerships between men and women to have happy, healthy families and communities in the same way that we need both eyes to see best.

You can read more by clicking here.

This gives us a foundation to beginning to understand the concept of a gender lens, now to see how that term applies in the investment world and what it means to women.  More next time.

Until then.

Debra Hadsall

http://www.ffptalk.com

financialFreedom_book

Financial Freedom Party for Women

ustpopic

Today’s daunting task, calling the U.S. Patent and Trademark Office to figure out what the letter they sent me about the Financial Freedom Party logo actually means.  20 years as a government employee and 15 as a financial advisor, and even I can’t figure it out.  Much prefer meeting with women and sharing financial education than dealing with trademark issues, but being the owner of a “mark” is pretty awesome.  Now to fax off what they want….this time.  Changing how women learn about money is sometimes just a bunch of boring detail work, but so worth it!

Debra Hadsall

http://www.ffptalk.com

financialFreedom_book

3 Ways to Improve Your Financial Life

In my book, Financial Freedom Party for Women ®, A Little Book about Money for Women,  I teach the basics of financial management.  Most of us never learn basic concepts and then become frustrated when we aren’t reaching our goals, assuming we even set goals.

Life has become more complicated with each consumer expected to be an expert on all things financial.  In talking to women over the years, a common concern is about wanting to change and do better, but not knowing where to start.  Haven’t we all had (or still have) that conversation with ourselves?

It isn’t magic to create a new lifestyle, but it does take some introspection and then action.  A good place to start is with what I call 3 Ways to Improve Your Financial Life.  They are things we think about, but often haven’t written them down and then figured out which ones will benefit us the best.  So, you can start in the beginning by thinking about any or all which apply to you.

Spend Lessspendlesspic

Make Moremakemorepic

 Do Better with What You Have

betterpic

Simply write these titles on a piece of paper and make notes over the next couple of weeks about how you can focus on the one which will have the most impact on your life.  Start small, but start.  Talk it over with your spouse, partner, friends or anyone else you feel can give you positive feedback or be a support system.

Until next time.

Debra Hadsall

http://www.ffptalk.com

financialFreedom_book

To order my book, please click here

LBJ, The Hill Country, Civil Rights, and My Full Circle Moment

cropped-100_1895-21

Having a full circle moment!

Local TV is pre-empted for President Obama and other dignitaries at the LBJ Presidential Library for the 50th year celebration of the passing of the Civil Rights Act. The Johnson ranch is just down the road from Fredericksburg where we live, although the library is in Austin.

As a child my family lived outside D.C. because my dad’s government job took us there. I am the oldest child and one day my dad took me to the Capitol to see how Congress worked. It was after JFK and LBJ had been elected.

The day we were there I noticed two things. First it seemed like a crazy disorganized place with people coming and going and not always paying attention. It certainly wasn’t like school, didn’t live up to my expectations, and I was wondering what my dad was thinking by taking me there.

The second was that my dad pointed out that Vice President Johnson was there that day, presiding as the President of the Senate. Now that was impressive and a memory I still treasure. I certainly didn’t know anything about LBJ or Texas.  On that day I  couldn’t even imagine that one day Vice President Johnson would become President Johnson, that there was even such a thing as civil rights, or that  I be  living in his beloved hill country and blogging and writing as part of a movement to share financial management basics to women to improve their lives.

Until next time!

 Debra Hadsall

http://www.financialfreedomparty.com

http://www.ffptalk.com

financialFreedom_book

 

To order my book, please click here.

Investing, a Fun Perspective

Legend

Nice thought and great way to teach us about money management in an engaging manner.  Thanks Legend Group!

Debra Hadsall

financialFreedom_book

To order my book, please click here.

Women Should Plan to Live to 100-Really??

100BirthdayCake_250I read any and all writings about women and money that come my way.  This one makes us think!  Just click here to learn more about the possibility of living to age 100 and how to plan for it.

Enjoy!

Debra Hadsall

financialFreedom_book

To order my book Financial Freedom Party for Women, A Little Book about Money for Women, Workbook Edition, please click here.

http://www.ffptalk.com

Women and Divorce, When Emotions Collide with Finances

Divorce

Valentine’s Day is tomorrow.  It is one of those marketing opportunities for businesses to encourage us to show our love and affection for the special person in our life by buying gifts, going out to dinner, or doing something celebratory.  It usually involves a couple.  I don’t think Valentine’s Day was designed for singles.  In fact, lots of folks find Valentine’s Day to be less than fun and charming.  Relationships evolve and change, marriage is not as popular as it once was, and for those who do marry,  the divorce rate remains high.

I wasn’t thinking much about Valentine’s Day when I read the article Divorcing Women, Five Signs You Might Need a New Attorney. Please click here.  The article reminds us about the importance of shifting from seeing a divorce purely from an emotional aspect to a practical one.  We need to be conscious and focused when working on the details of how things will work and be settled.

Thinking about how Valentine’s Day isn’t fun for many who are going through divorce and reading the article reminded me of a woman who called me asking for help.  I had a listing in the phone book under financial services and women.  This had an unexpected result.  I often received phone calls from women looking for social services (such as battered women’s shelters), wanting counseling about family matters, looking for help in starting businesses, and a variety of other topics.  This woman  was concerned about how her marriage was ending and she couldn’t understand why someone didn’t make her husband stay.  She and her husband had children.  He had business interests and had been quietly moving the assets with the intent of hiding them from her.  She didn’t work outside the home.  It seemed to her that there was someone else in his life, but she was only guessing.  When I explained to her that she needed to seek legal advice, she told me it wasn’t a problem, her husband had a lawyer and she could talk to him.  I explained that she needed a lawyer to represent her, someone whose interest was in protecting her, not in protecting her husband who seemed to be doing a good job of that already.  It was a heartbreaking conversation.  She wondered why nobody seemed to care about keeping families together and was there  someone who could help fix this.  I suggested seeking out counseling from clergy or a licensed therapist..  That option was rejected.  I took a deep breath and told her that she should talk to a lawyer because he or she would understand the situation without emotion and help her to negotiate as an equal in the situation.  Separating emotions from finances is always difficult, but really challenging when it involves the dissolution of a marriage, children, and denial.

It has been many years since that telephone conversation.  I am hoping  the caller found an attorney who could help her navigate the circumstances of the end of her marriage and move on to a happier time.  It would have been hard for her to see a better future on that day we talked, but I am hoping that tomorrow she will be having a wonderful Valentine’s Day celebration with someone special.

valentines

Until next time

Debra Hadsall

http://www.ffptalk.com

To order my book, Financial Freedom Party for Women, A Little Book about Money for Women, Workbook Edition, please click here.

Tag Cloud

A Knight's Tale

Perspectives by James Judson

Emails to God

Journaling through scripture one passage at a time.

Financial Freedom Party for Women (FFP)-Talk

A PLACE TO LEARN THE BASICS OF FINANCIAL MANAGEMENT - BY WOMEN FOR WOMEN

Covered in Beer

by Thomas Cochran

this is... The Neighborhood

the Story within the Story

Retirement Plan News

Retirement Plan News You Can Use

Mustard Seed Budget

God's blessings in your life and ministry

If there is any magic in this world...

The world can be amazing when you are slightly … strange!

Marriage Is A Commitment

Helping people find solutions to stay married.

First You Dream

Let's Talk about Money with a Christian Perspective